ACCOUNTING DATA PROCESSING FINANCIAL STATEMENTS INVESTMENTS INVESTMENTS -- MANAGEMENT STOCK MARKET STOCKS CAPITAL MARKET -- CITICORP COMPANY MANAGEMENT CORPORATIONS -- CRASH CREATIVE ABILITY CREATIVE ABILITY IN BUSINESS CREATIVE THINKING DERIVATIVES ELECTRONIC COMMERCE -- EMPLOYEE MOTIVATION ENRON ETHICAL ASPECTS FINANCE -- INTERNET INDUSTRY -- INTRANET INVESTMENT ANALYSIS INVESTMENT ANALYSIS -- JUDICIAL ERROR-CALIFORNIA-CASE STUDIES MATHEMATICALS MODELS MILLER, CHANEL MORAL --